University of Surrey

Test tubes in the lab Research in the ATI Dance Research

The adoption of public e-payment services

Treiblmaier, H, Pinterits, A and Floh, A (2006) The adoption of public e-payment services Journal of E-Government, 3 (2). pp. 33-51.

[img] Text
Restricted to Repository staff only
Available under License : See the attached licence file.

Download (954kB)
[img] Text (licence)
Restricted to Repository staff only

Download (33kB)


Electronic government initiatives in the majority of cases pass a number of different stages, starting with a static Web site and ending with fully interactive sites that are capable of handling a multitude of transactions. The possibility of transferring money online plays an important role for those e-government initiatives that include financial transactions, such as paying taxes, fees, or fines. This paper combines the issues of e-payment and e-government, and proposes a model that depicts important factors influencing users' online payment behavior. A structural equation modeling (SEM) approach has been used to assess the strength of the relationships among different constructs, including users' previous experience, their trust in e-payment security, and the perceived convenience of the payment process. Our results indicate that trust (both in a frictionless use of the system and in e-payment security) can be seen as an important antecedent for the adoption of online payments on the part of the users. From the government's point of view, the potentials of exerting influence seem to be somewhat limited: while national institutions in developed countries are usually perceived as trustworthy, users' attitudes toward the Internet may be more skeptical, depending on their previous experiences. © 2006 by The Haworth Press, Inc. All rights reserved.

Item Type: Article
Divisions : Surrey research (other units)
Authors : Treiblmaier, H, Pinterits, A and Floh, A
Date : 2006
DOI : 10.1300/J399v03n02_03
Depositing User : Symplectic Elements
Date Deposited : 28 Mar 2017 13:53
Last Modified : 24 Jan 2020 12:05

Actions (login required)

View Item View Item


Downloads per month over past year

Information about this web site

© The University of Surrey, Guildford, Surrey, GU2 7XH, United Kingdom.
+44 (0)1483 300800